My life was figured out even before I graduated from college. I had planned on working a few years before settling down. I knew the number of children I would have, and how old I would be for each one. Nothing worked out that way though. I fell in love during my senior year, and we were married before I even had a job. Two children followed pretty quick, along with an illness that devastated us on all levels. Instead of having everything perfect in my life, I had to decide if I needed a new york bankruptcy attorney to help me with my finances.
I had excellent benefits, but unfortunately they ran out long before my wife was considered healed. That meant that we had to cover a lot of the costs ourselves, which drained our savings in no time.